Coverage & Policy Issues

When it comes to emerging risks, nowhere are they more apparent than in the insurance industry. From cyber liability to product recalls to Ebola, the list of risks insurers must anticipate for their clients is long and varied, and continues to grow.

With 40,000 potential firms to select from, the task of choosing one, especially in a distant jurisdiction, can be difficult. You likely know this all too well: retaining counsel on short notice not only draws attention, time and effort away from normal work, but it can also add to your...

Contractor networks have become a valuable tool in delivering property claims services to policyholders. In the early days of property claims handling, the insurance carrier focus was on providing indemnification to their policyholder. When a claim was reported, the quality of service was focused on how soon an inspection and...

Last month we explored how litigation affects claims and why it is the adjuster who manages the claim file and litigation, deciding when to settle and when to fight, knowing that court fights are expensive. Adjusters must make correct decisions based on the law in the jurisdiction where the claim...

The Certified Automotive Parts Association (CAPA) is a non-profit organization, which oversees an American National Standards Institute (ANSI) approved testing and inspection program that certifies the quality of parts used for auto body repairs. CAPA's goal is to promote price and quality competition in the crash parts industry and thereby...

The spring storm season has been relatively quiet over the last couple of years great news for the insurance industry and for property owners.

Insurance adjusters are often faced with a large loss caused by water leakage from plumbing systems. Investigating the cause is an integral part of the claims adjustment process since it bears on insurance coverage as well as potential subrogation. The first step is finding the source and determining the nature...

Businesses are looking more to technology in order to stay efficient in their business practices. While technology is convenient in many ways, it also exposes businesses to cyber attacks.