Personal Lines

A standard homeowners policy covers damage from wind, but damage from hurricane strength winds is a different matter.

Hurricane Irmas westward shift will probably inflict heightened damage on people and businesses unable to adjust to its new path in time, while the storm fuels floods that many insurance policies dont cover.

According to the author, the U.S. has had decades of well-intentioned, but deeply flawed, federal flood and disaster relief programs.

According to the author, the U.S. has had decades of well-intentioned, but deeply flawed, federal flood and disaster relief programs.

As personal lines become more commoditized, identifying new opportunities and rounding out accounts is critical for agency growth.

About one in eight U.S. drivers doesn't purchase insurance, representing an intriguing and untapped market for insurers.