News and information for property & casualty insurance agents & brokers on personal lines insurance, including homeowners insurance, flood insurance, earthquake insurance, renters insurance, automobile insurance, life insurance, disability insurance, umbrella insurance and health insurance. These insurance products protect individuals and families against potentially crushing financial losses caused by fire, theft, natural disasters, death, accidents, lawsuits and illness.
The factors are in place for a soft-market pricing cycle, but rates have been trending upward. ALIRT Insurance Research examines the market conditions that have kept rates up and asks how long insurers can justify the increases.
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