Coverage & Policy Issues

Employee theft is a constant threat for all business. It doesn't matter if the organization is big or small, public or private, all are vulnerable.

Dodgy insurance claims for thousands of injured drivers and passengers flooded auto insurers during a reign of error by a Russian-American crime ring working the New York City area. Mikhail Zemlyansky masterminded the largest no-fault auto scheme ever charged and New York's streets must have seemed like a giant bumper-car...

Insurers have the right to limit their risk by placing warranties in their policies that state if the warranty is breached the policy is void as of the breach. They are rarely used.

Questions frequently arise as to the true cause of losses, the extent of the alleged loss, the insured's representations during the investigation as to ownership, and the documentation submitted in support of the claims.

With a huge influx of capacity and competition fierce, experts wonder if the Excess & Surplus market will ever be the same again.

College students bring expensive laptops, televisions, bicycles, musical instruments, cell phones and other digital devices into their new dorm rooms. Do your clients have adequate insurance coverage?