Coverage & Policy Issues

The Romans built bridges, temples and viaducts that could still be used thousands of years after construction. In America, our interstate highways built less than 60 years ago are falling apart and city buildings are dilapidated, obsolete and ready to be torn down.

Three years after Hurricane Sandy swept up the East Coast, homeowners are still working to collect money for the damage they sustained. It has been a long and frustrating fight for many. Media reports highlighted their efforts and some accused insurers and engineers of colluding to under-report the damage.

The Massachusetts winter of 2015 broke multiple records and caused misery for drivers, homeowners and insurers. What lessons did insurers learn from the snow that never ended?

One of the most standard things in a Homeowners policy is the definition of residence premises. It is the foundation for the property being insured, and at first look seems straightforward.

Superstorm Sandy was the largest Atlantic hurricane on record, spanning 1,100 miles, affecting 24 states from Florida to Maine and as far west as Michigan. From an insurance perspective, less than half of those affected were insured.

One of the most intriguing and confusing categories in property insurance involves appraising fine art. With the highest price paid for a work of art now at $250 million, a forgery is comparatively worthless; the potential cost of making an error is enormous.

Identifying fraud poses some complex issues for insurers.

Identifying fraud poses some complex issues for insurers.