With the use of smartphones and smartphone apps, it has become possible to link two previously unknown people together for various purposes if the right app exists. This has led to the creation of transportation network companies (TNCs), of which Uber and Lyft are two of the most well-known. These organizations arrange rides between owners of private passenger vehicles and people who either want to use the car or need a ride. The application allows the parties to make contact and coordinate the use of the vehicle.

At first this sounds like a great idea; however, there are many issues still to be resolved. For example, taxis and limousines are highly regulated services and believe that these regulations also should apply to the TNCs. States have concerns that consumers and drivers aren’t aware of the insurance issues involved and may find themselves with no coverage if an accident occurs.

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