Two miniature businessmen shaking hands on a puzzle piece being held by a human hand. There are four parts to the selling process at the age of 65: emotional, planning, financial and transition. Photo: Nuthawut/Adobe Stock

The highly anticipated day has finally come: you are getting ready to retire. After spending 40+ years working in your insurance agency, you have made the difficult decision that it is time to sell the agency and step down.

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