Hot tubs are relaxing and fun, but they're also dangerous. This one in Finland can be transported by trailer, which could create even further insurance confusion. (Kallerna/Wikipedia Commons) Hot tubs are relaxing and fun, but they're also dangerous. This one in Finland can be transported by trailer, which could create even further insurance confusion. (Kallerna/Wikipedia Commons)

When it comes to washing away stress and soothing achy joints, it's hard to beat the warm water and gurgling jets of a hot tub.

The actor Matthew Perry died at home in his hot tub on Oct. 28, 2023. This photo was taken on an occasion when Perry spoke publicly about his struggles with alcoholism and addiction. (Wikipedia Commons) The actor Matthew Perry died at home in his hot tub on Oct. 28, 2023. This photo was taken on an occasion when Perry spoke publicly about his struggles with alcoholism and addiction. (Wikipedia Commons)

But the untimely death on Oct. 28, 2023, of beloved actor Matthew Perry of "Friends" fame serves as a painful reminder that there are distinct risks linked to owning a hot tub, and with those risks come liability and insurance concerns.

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Elana Ashanti Jefferson

Elana Ashanti Jefferson serves as ALM's PropertyCasualty360 Group Chief Editor. She is a veteran journalist and communications professional. Reach her by sending an e-mail to [email protected].