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According to the U.S. Fire Administration, there are around 5,700 grill fires on residential property each year, causing around $37 million in damages, 100 injuries and 10 fatalities. July is National Grilling Month, and while backyard cookouts are popular summer social events, there are certain precautions you need to take to keep you, your guests and your home safe while you barbecue.
Before you invite all your buddies over to grill, it's important to review exactly what your insurance policy covers in the event of a fire. Standard policies generally cover damage to the home, the insured structures on your property (outbuildings, etc.) and damage to personal possessions. The liability portion of the policy will cover injuries to guests.
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