According to the U.S. Fire Administration, there are around 5,700 grill fires on residential property each year, causing around $37 million in damages, 100 injuries and 10 fatalities. July is National Grilling Month, and while backyard cookouts are popular summer social events, there are certain precautions you need to take to keep you, your guests and your home safe while you barbecue. Before you invite all your buddies over to grill, it's important to review exactly what your insurance policy covers in the event of a fire. Standard policies generally cover damage to the home, the insured structures on your property (outbuildings, etc.) and damage to personal possessions. The liability portion of the policy will cover injuries to guests. You'll also need to give your grill a good once-over before each use. The Insurance Information Institute (III) suggests you:

• Search the Consumer Product Safety Commission website to ensure your model of grill hasn't recently been recalled.
• Check the grill hoses for cracks, holes and brittleness.
• Check for blockages, especially in the Venturi tube, which runs to the burners.
• Check for leaks by running a 1:1 solution of soap and water along hoses and connections. When you turn on the gas, bubbles will appear if there are any points that are leaking.
• Adjust hoses away from hot areas away from areas that are hot or where grease can drip on them.
• Cover your grill after use to protect it from the elements.
• Store propane tanks outside, away from you home, and ensure the valve is fully turned off after each use.

In the slideshow above, we'll look at more tips from III to maintain a safe barbecuing experience for you and your guests all summer long.

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