Thank you for sharing!

Your article was successfully shared with the contacts you provided.
A fire pit should always be completely non-combustible with a stone or metal base. Walls should be a minimum of 12” deep and a two-foot safe zone around the pit to catch embers. (Photo: Jules Zagarola/Adobe Stock)

Property underwriters might appreciate that open fires around the home are nothing new. Our distant cousins Homo Erectus/Neanderthal experienced the first fire in a cave in South Africa somewhere between 400,000 and 1 million years ago. The discovery was completely accidental when stone tools were being shaped with flint elements. Sparks ignited straw bedding, and a new age in underwriting unfolded.

While humans were initially terrorized by fires, over a period of about 100,000 years, humans began to appreciate the benefits: light, warmth, cooking, and protection against hungry animals. Also, tribal companionship and an opportunity to sing songs popular at the time proved important.

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.


  • All PropertyCasualty360.com news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including BenefitsPRO.com and ThinkAdvisor.com.

Already have an account?



Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join PropertyCasualty360.com now!

  • Unlimited access to PropertyCasualty360.com - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including BenefitsPRO.com, ThinkAdvisor.com and Law.com
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2021 ALM Media Properties, LLC. All Rights Reserved.