A close-up of a dictionary page with the word "inflation" highlighted in pink ink. At mid-year 2022, carrier losses in property lines, especially auto, continue to worsen. (Credit: Devon Yu/Adobe Stock)

When I look at the current inflationary environment in the United States, I’m reminded of a favorite nursery rhyme from childhood that ends, “All the king’s horses and all the king’s men couldn’t put Humpty together again.” I’m growing increasingly concerned that “Humpty Dumpty” is the property and casualty industry.

As inflation started to become a primary focus of economic and political attention in the latter half of 2021, I grew concerned about its long-term impacts on the insurance agency business. I didn’t see U.S. Property and Casualty insurance companies taking the problem of inflation seriously.

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