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As 2021's winter snow and ice drama begins to melt into memory, drivers should beware of the increased risk of vehicle-wildlife accidents that arrive with warmer weather. Wild animals are waking up, growing up, looking for food and just generally moving around in springtime. Those that are sensitive to changes in the weather can be especially active, regardless of whether there's a road to cross in their travels. "The increase in active animal population potentially increases the risk of hitting an animal with a vehicle while driving in wildlife-prone areas," Nevada Insurance Commissioner Barbara Richardson said in a March 19 press release. "Wildlife-vehicle collisions are not only dangerous and potentially fatal, but they can also have serious financial consequences [for drivers] without adequate auto insurance coverage." While it may be pleasant to gaze at a deer out the window during a springtime drive, vehicle-animal collisions can be lethal to both people and wildlife. "There was a general upward trend in deaths from collisions with animals" from 1975 through the mid-2000s, according to the Insurance Information Institute and the Insurance Institute for Highway Safety. During 2018, 190 people died in auto accidents with animals. The slideshow above illustrates the top five states for animal-collision claims in 2020, according to State Farm. The Nevada Department of Insurance raised the issue this week in hopes of alerting drivers to the fact that only comprehensive automotive insurance will cover vehicle damage caused by colliding with an animal. Simple collision or liability insurance would not cover such an accident. Here are tips from the Nevada Department of Insurance for avoiding an animal collision:
And here's what the Nevada Department of Insurance says a driver should do if an animal collision occurs:
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