Recent research indicates that drivers are more likely to blame humans than technology when an auto accident occurs. (metamorworks/Shutterstock.com) Recent research indicates that when a semi-autonomous vehicle is in an accident, drivers are likely to assign blame and responsibility to the automation and its manufacturer. (metamorworks/Shutterstock.com)

Semi-autonomous vehicles, which allow drivers to supervise and take control of the vehicle, are becoming more common. But before we fully accept the inherent risks and realities linked to the idea that semi-autonomous cars and trucks will drive us instead of us driving them, insurers need to be prepared to help address two major questions: If a vehicle drives itself, who is responsible should that vehicle crash? And, should victims expect to be compensated at the same level as traditional auto accidents?

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