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At the consumer level, there is a huge lack of understanding when it comes to knowing that homeowners policies do not cover flooding. At the consumer level, there is a huge lack of understanding when it comes to knowing that homeowners insurance policies do not cover flooding. (Shutterstock)

Changing climate patterns now impact just about every industry, but insurance is one of the most affected. More than the increased risk of flooding and other disasters, climate change has ushered in an opportunity for insurance agents to help clients and prospects understand the risk of flooding faced by all Americans. In essence, the changing climate has put every property owner at risk, and agents have a chance to be part of the solution.

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