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Instant Insights / Natural disaster preparedness

September is National Preparedness Month. This collection of articles will help insurance brokers and their clients mitigate exposures and understand what to do before and after a disaster.

Analysis

Underwriting wildfire risk requires a more strategic approach

How can insurers confidently underwrite wildfire risk when the cards seem stacked against them?

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The above underwriting report includes critical fire station data from HazardHub along with the relative risk score of the peril itself from Willis Re. This combination of data points helps to contextualize and price risk in a single view. (Image provided by SpatialKey)

An increasingly volatile recipe of climate change and urbanization means that the past is no longer representative of the future when it comes to wildfire risk.

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