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For insurance, 2020 will bring attempts toward tort expansion, legislation aimed at adapting to increasing catastrophic events, and fundamental discussions about how insurance works in America. (Photo: iStock) For insurance, 2020 will bring attempts toward tort expansion, legislation aimed at adapting to increasing catastrophic events, and fundamental discussions about how insurance works in America. (Photo: iStock)

Looking to the 2020 legislative sessions, the insurance industry will face a multitude of extraneous factors affecting legislation beyond the words on the page. It’s an election year that will likely be sleepy, without controversy, and seamless in its impact on Americans — said no one ever. Amid the political fireworks expected to go on throughout the year, state legislatures will likely be a litmus test on the mood of the American public. Practically speaking, that means louder voices, more polarizing pieces of legislation, and increased pressures on the business community.

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