"The big question about the future of the industry is how the next wave of advanced technologies will alter the nature of insurance itself," says Mark Breading at SMA. "The big question about the future ofthe industry is how the next wave of advanced technologies willalter the nature of insurance itself," says Mark Breading at SMA.(Photo:  Panchenko Vladimir/Shutterstock)

Disruption is happening in every corner of insurance, but hasthe industry witnessed true transformation yet?

Not quite, says Mark Breading, partner at Strategy MeetsAction (SMA) and author of SMA's report, "Insurance 2030: HowTechnology is Transforming the P&C Landscape."

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Heather A. Turner

Heather A. Turner is the managing editor of ALM's NU Property & Casualty Group. She can be reached at [email protected].