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Instant Insights / The impact of climate change on P&C insurance

Scientists have built consensus around the probability that more powerful floods, fires, droughts and storms will occur with higher frequency as the Earth gets hotter.

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The summer of 2017 was unforgiving in California. More than 70% of Fire claims in the state were due to catastrophe, and severity also increased by 70%. The jump in severity was partly due to the many catastrophe claims that resulted in a total loss, as well as the prevalence of higher-value homes in Napa and Sonoma County. The summer of 2017 was unforgiving in California. More than 70% of fire claims in the state were due to catastrophe, and severity also increased by 70%. The jump in severity was partly due to the many catastrophe claims that resulted in a total loss, as well as the prevalence of higher-value homes in Napa and Sonoma County. (AP Photo/Rich Pedroncelli)

Your treasured winery may be borne of a recent family vision, carefully nurtured to newfound popularity and success, or a coveted legacy, handed down from generations before you, whose brand and reputation are the cornerstones for your corporate mission. Regardless of your roots, threats to your business survival abound, from a variety of human, economic and natural causes.

Instant InsightsThe impact of climate change on P&C insurance

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