This image shows an accumulation analysis for a hypothetical insurance portfolio in the Houston area. The inundation footprint from Hurricane Harvey generated by the new U.S. Inland Flood Model containing water depths in 14 bands is overlaid on the portfolio. (Image provided by Risk Management Solutions) This image shows an accumulation analysis for a hypothetical insurance portfolio in the Houston area. The inundation footprint from Hurricane Harvey generated by the new U.S. Inland Flood Model containing water depths in 14 bands is overlaid on the portfolio. (Image provided by Risk Management Solutions)

It is not even a year since Hurricane Harvey delivered catastrophic and unprecedented inland flooding across southeast Texas and parts of southern Louisiana. Most of the Houston Metropolitan area, with a population around 6.3 million, was significantly impacted as flood depths reached up to 12 feet (3.66 meters) in places.

When the hurricane dissipated, on Sept. 2, 2017, the Texas Department of Public Safety reported that more than 200,000 homes have suffered flood damage; around 12,600 of those were completely destroyed. In Harris County alone, around 156,000 dwellings were damaged by flooding, which is equivalent to more than 10 percent of all structures in the county, according to state officials.

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