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Photo of damaged auto. Photo- and video-based mobile apps can help expedite the claims filing process for insureds. (Photo: Shutterstock)

Hurricanes Harvey, Irma and Maria; the California wildfires; and a succession of other natural catastrophes made 2017 an expensive year for disaster losses. Traditionally, the year following record-breaking catastrophes inevitably leads some insurers to reassess rate increases and possibly cease writing high-risk new policies.


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