Spring is upon us, and Farmers Insurance is warning driversabout the season's top auto hazards.


The latest Farmers Insurance Seasonal SmartsDigest uses the previous five years' worth ofactual claims data from roads around the country to highlight someof spring's common dangers.


Listed above are the top 10 states for hail damage autoclaims.


Related: Hail damage: Are you covered?


3 major spring auto risks

Farmers' claims data from 2013-2017, identified three majortrouble spots for drivers nationally over the last four yearsbetween March and May:

  • Hail: 58% of all comprehensive claims dueto hail occur in the spring
  • Water and flooding: 38% of allcomprehensive claims due to water andflooding occur in spring
  • And lastly, 32% of collision claims dueto a car door opening into traffic occurin spring (Crazy, right? – a completely out there, yetstrangely interesting statistic)

Protection and prevention tips

Making up 58% of comprehensive auto claims in the last fiveyears, hail is nothing to mess with. Drivers across the country canprepare for upcoming spring hailstorms by considering the followingtips:

  • Consider where you park: If you don't live orwork in an area with a coverage garage or over-hang, consider parking near large buildings or undersecure structures that provide some shelter in the event of anyhail.
  • Call a cab: If severe weather is in theforecast, consider taking public transportation, a rideshare, or ataxi service to get to your destination.
  • Try paintless repair: Sometimes you just can'tprepare for everything. In case you catch yourself (or just yourvehicle) in a hailstorm, paintless dent repair may be the way togo.

The warming temperatures of the spring months also bring aboutan increased risk for damage from flash flooding that may be brought on byspring's strong storm season. Here's how drivers can reducedangers and the risk of a flood damage claim this spring:

  • Watch out for water features: Water canaccumulate quickly, whether it be the result of snowmelt or a heavyrainstorm, creating a number of serious risks for drivers. Ifyou're heading downhill, pay attention to any standing water aheadas it may be deeper than it appears, Farmers warns.
  • Take a detour: Be cautious of the roadsyou choose to take. If you know an area may be susceptible to flashflooding, or you find yourself near a drainage channel or underpasswhere flash flooding is likely to occur, take another route.
  • Watch out for potholes! Potholes seem toalways come out of nowhere, don't they? And their depth can easilybe concealed by water post-storm. Look out for potholes, and watchyour speed so you can avoid these dangerous and sometimes costlycraters in time.

Related: Auto Losses Ahead? The 10 States with the WorstRoads in the U.S.

Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader

  • All PropertyCasualty360.com news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including BenefitsPRO.com and ThinkAdvisor.com.

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.