- Address any injuries first.
- Ensure other guests are safe and secure.
- Take pictures.
- Quickly report the loss to the insurance company.
- Be sure to provide the names and contact information forwitnesses.
- If possible, secure the scene for the insurance company tovisit and complete an assessment.
No. 1: Look out for inebriated guests.
Insurance Information Institutedrive home while intoxicatedthe coldest, snowiest part of winter
No. 2: Responsibly 'fire up the barbie.'
No. 3: Ward off foodborne illness.
U.S. Department of Agriculture—It is vital— Whenfoodsbacteria can multiply rapidly— Avoid serving— If warm takeout— Iftake-out foods— Cold foods— Use a foodthermometer
No. 4: Minimize pet stress.
No. 5: Consider supplemental coverage.
FarmersInsurancehomeowners' policiesdamage to home or propertySeealso:Where do insurance company Super Bowl ads rank withviewersNationwide defends its position over controversialSuper Bowl ad
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Elana Ashanti Jefferson
Elana Ashanti Jefferson serves as ALM's PropertyCasualty360 Group Chief Editor. She is a veteran journalist and communications professional. Reach her by sending an e-mail to [email protected].
