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The reasons behind the struggling cyberinsurance market are myriad and traceable to obstacles facing both insurers and consumers. (Photo: Shutterstock)

Cyber crimes have been dominating our politics, our finances and our national security.

Not a day goes by without news of another cyber attack, hacking scheme or massive data breach. They range in scale from simple identity theft of credit card numbers or online passwords to the recent WannaCry attack by North Korean hackers that disrupted computer systems in English hospitals, Chinese universities and German railways.

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