Lori Ault has been appointed executive vice president and territorial manager for XS Brokers and will lead the company's new office in Orlando, Florida.  Prior to joining XS Brokers, she was a senior vice president at Admin America Inc.

Marsh has promoted Lou Ann Layton southeast zone leader. Layton, who most recently served as Marsh's Pacific North Partnership Leader in San Francisco, has relocated to Atlanta.

Todd Cunningham has been named to head the single-parent and sponsored-cell captives unit for Zurich North AmericaCunningham has been responsible for underwriting and business development of customized insurance solutions for Zurich customers since 2005. 

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