Much of the popular press has focused on the question of who will win the White House on Nov. 8, but the election could have a broader, ripple effect on workers' compensation issues.

For example, several states have initiatives on their ballots that would legalize marijuana for medical or recreational use. It's unclear what effect legalization will have on workers' compensation claims.

For now, five states have already ordered reimbursement of medical marijuana, which isn't a major cost driver — yet, says Mark Walls, vice president, communications and strategic analysis, for St. Louis-based insurer Safety National.

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Rosalie Donlon

Rosalie Donlon is the editor in chief of ALM's insurance and tax publications, including NU Property & Casualty magazine and NU PropertyCasualty360.com. You can contact her at [email protected].