Vehicles with assisted driving features are already available onthe mass market, and connected car technology is quickly reaching atipping point.

Fully driverless vehicles are not far behind, as carmanufacturers and tech giants — including Google, Uber,Tesla and GM — push prototypes through thousands of milesof testing with the promise to enter production. Businesses and consumers aren't theonly ones trying to make sense of a future without human drivers;insurance firms must also find pricing and coverage models that canaccommodate the reality of autonomous vehicles.

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