How much notice the insurance company must give you to cancel your auto policy midterm, by state:

Alabama: 10 days for nonpayment, 20 days for other reasons

Alaska: 20 days for nonpayment, 30 days for other reasons

Arizona: 10 days for nonpayment, 45 days for other reasons

Arkansas: 10 days for nonpayment, 20 days for other reasons

California: 10 days for nonpayment, 20 days for other reasons

Colorado: 10 days for nonpayment, 30 days for other reasons

Connecticut: 10 days for nonpayment, 10 days to 60 days for other reasons

Delaware: 10 days for nonpayment, 60 days for other reasons

Florida: 10 days for nonpayment, 45 days for other reasons or 100 days for other reasons between June 1 and Nov. 30

Georgia: 10 days for nonpayment, 45 days for other reasons

Hawaii: 20 days for nonpayment, 30 days for other reasons

Idaho: 10 days for nonpayment, 20 days for other reasons

Illinois: 10 days for nonpayment, 30 days for other reasons

Indiana: 10 days for nonpayment, 20 days for other reasons

Iowa: 10 days

Kansas: 60 days

Kentucky: 14 days for nonpayment, 20 days for other reasons

Louisiana: 10 days for nonpayment, 30 days for other reasons

Maine: 10 days

Maryland: 10 days for nonpayment, 45 days for other reasons

Massachusetts: 10 days for nonpayment, 20 days for other reasons

Michigan: Number of days according to policy for nonpayment; 20 days for other reasons

Minnesota: 10 days for nonpayment, 60 days for other reasons

Mississippi: 10 days for nonpayment, 30 days for other reasons

Missouri: 10 days for nonpayment, 30 days for other reasons

Montana: 20 days for nonpayment, 45 days for other reasons

Nebraska: 10 days for nonpayment, 60 days for other reasons

Nevada: 10 days for nonpayment, 30 days for other reasons

New Hampshire: 10 days for nonpayment, 45 days for other reasons

New Jersey: 10 days for nonpayment, 20 days for other reasons

New Mexico: 30 days for "substantial change in risk," 15 days any other reason

New York: 15 days

North Carolina: 15 days

North Dakota: 10 days for nonpayment, 20 days for other reasons

Ohio: 10 days for nonpayment, 30 days for other reasons

Oklahoma: 10 days for nonpayment, 45 days for other reasons

Oregon: 10 days for nonpayment, 30 days for other reasons

Pennsylvania: 30 days

Rhode Island: 10 days for nonpayment, 30 days for other reasons

South Carolina: 10 days for nonpayment, 30 days for other reasons

South Dakota: 20 days

Tennessee: 10 days

Texas: 10 days

Utah: 10 days for nonpayment; 30 days for other reasons

Vermont: 15 days for nonpayment; 15 days for "substantial increase in hazard," 45 days for other reasons

Virginia: 15 days for nonpayment, 45 days for other reasons

Washington: 10 days for nonpayment, 45 days for other reasons

West Virginia: 10 days for nonpayment, 30 days for other reasons

Wisconsin: 10 days

Wyoming: 10 days for nonpayment, 45 days for other reasons

Washington, D.C.: 30 days

Special Reports /

Canceled! When and why your car insurer can nix your coverage

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