Editor's note: This article first appeared on Novarica.com and is reprinted here with their permission. Click here for the original post.

It can be hard for Property & Casualty and Life/Annuity insurers to sort the hype from reality when it comes to areas like social media, mobile, analytics, big data, cloud, and digital capabilities.

Recently, Novarica released its "Hot Topics" report which is designed to show adoption rates and provide insurance carriers with insights on six "hot topic" areas: social media, mobile, analytics, big data, cloud and digital. This report is based on a snap poll conducted in November 2014 of 90 members of the Novarica Insurance Technology Research Council, a moderated knowledge-sharing community of insurer CIOs and senior IT executives.

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