Five people have been arrested in connection with an organized personal injury protection fraud scheme in southern Florida, reports WPTV West Palm Beach. The arrests come after a year-long undercover investigation by the state Department of Financial Services' Division of Insurance Fraud.

Undercover detectives were embedded into clinics that were accepting patients that were illegally solicited. Detectives found one clinic billed for services that never were rendered, and some patients were being coached to claim they were injured when they weren't, says WPTV.

One detective became a patient broker for the ring, which would pay him to refer patients to specific clinics under the guise of marketing because it's illegal to pay directly for patients.

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