I recently attended a fundraiser cocktail party for my youngestchild's school. Ordinarily in these situations, once I reveal thatI work in insurance, the conversation immediately shifts to sportsor the cheese plate. That evening, however, thanks to mediacoverage of the predictions for the Atlantic hurricane season–andthe fact that our non-coastal Connecticut town was hit hard duringthe last few seasons–I was more popular than the bartender.

My new friends shared memories: surviving with children foreight days without power, fighting with insurance companies, andthe plights of hard-hit neighbors. I was peppered with questionslike the ones that follow, and my answers lead many to ask me forthe name of a broker who could help them upgrade theirinsurance.

1. “Do I have enough coverage?”

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