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We are well aware of the dangers of distracted driving, the consequences of which are often tragic. Emerging laws and regulations reflect the uptick in crash severity and claims activity, in addition to the perils posed to drivers and pedestrians alike. Currently 11 states have officially banned talking on a hand-held device while driving. Many more—41 states in total, plus the District of Columbia last time I checked— have gone a step further, banning texting while driving (TWD).

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