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Minot, N.D., June 25, 2011 (Andrea Booher/FEMA)

The insurance industry must play a key role in spurring positive movement on dealing with the environmental issues caused by climate change, says a report from the advocacy group Ceres.

Failure to act would leave carriers at the mercy of increasing catastrophe losses from weather events, causing them to move out of certain geographic markets and strain the budgets of state governments forced to become insurers of last resort.

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