After several years of soft-market conditions, Employment Practices Liability Insurance (EPLI) is experiencing double-digit rate increases, driven in part by claims caused by the recession.
But the regulatory and legal environment may be an even stronger force behind the rate increases, says Bertrand Spunberg, leader of Hiscox USA’s management-liability team.
EPLI, usually offered as part of a liability-policy bundle, protects employers from certain employee-enacted claims such as workplace harassment, discrimination and wrongful discharge.
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