Hailstorms in Australia, tornadoes in the southeastern U.S. and windstorms in northern Europe: It's only January, and we're already getting hints that 2012 may be shaping up to equal the meteorological mayhem of 2011.

It's not a good sign for the insurance industry, which paid out more than $100 billion in 2011 on natural disasters.

But cats of the future may not arise from the usual suspects like hurricanes, flooding and earthquakes. A recent report by the World Economic Forum (www.weforum.org) indicates we could be looking at even bigger problems that will affect the ever-connected globe.

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