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While there are doubts about whether the property and casualty insurance industry is getting set to enter a hard-market cycle, it increasingly looks like rates are beginning to stabilize in many lines, according to observations by an industry report and some chief executives.

“The market is not hardening,” says Duncan Ellis, leader of Marsh’s U.S. property practice, during a webinar held in conjunction with the broker’s release of a report, “U.S. Insurance Market 2011 Midyear Update.”

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