The U.S. Senate's vote to continue the National Flood Insurance Program for only 46 days drew fire from an insurance agent group, which warned against playing "Russian roulette" with policyholders.

After extension of the authorization was voted on Oct. 29, the National Association of Professional Insurance Agents was highly critical of its short length, saying the move imposes uncertainty on mortgage lenders and homeowners.

"When Congress creates this air of uncertainty, it triggers additional legal obligations concerning notice to consumers and current NFIP policyholders about the pending lapse," said Mike Becker, PIA's national director of government affairs.

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