Each year, millions enter fantasy football season with cautiousoptimism, competing with friends, family, and coworkers forbragging rights. There is a certain giddiness associated withplaying imaginary coach or general manager, and that seemssufficient to compel people to shell out cold, hard cash toparticipate in any given league.

What could possibly put a damper on the experience? A twist ofthe knee, according to Tom Brady's fantasy owners last year. Butwhat's a faux manager to do when his or her prized player suffers aseason-ending injury? Well, fantasy football players can trysomething real: an insurance policy.

Enter Fantasy Sports Insurance (FSI). This sports disabilitycoverage will protect a person's fantasy league investment fromexperiencing a season-changing loss as a result of an injury to akey player.

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