It would be a good guess that by the time this issue arrives in the mail, Congress will still be dithering over the health insurance bill. If a bill passes by New Year's, then it will be the miracle of the decade.

Whether we like it or not, most of us could not get along without health insurance. For some of us in the insurance claim business our employers supply coverage, but they may charge us a bit for it out of our paychecks. For those of us who are self-employed or own our businesses, hopefully we have joined some group that provides coverage. Eventually we'll all need it, even if the bills arrive after we are dead.

In looking back over these columns and my textbooks, it seems that every five to 10 years, I predicted that what might be said about health insurance was subject to change if Congress ever got around to passing an insurance bill. It never happened. It may or may not happen this time, but at least it looks more promising that a bill will pass and be signed into law. What form it will take is anyone's guess. It won't be what those who proposed the legislation had in mind, but then, as has been suggested, watching the legislative process is like watching sausage being made.

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