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It would be a good guess that by the time this issue arrives in the mail, Congress will still be dithering over the health insurance bill. If a bill passes by New Year’s, then it will be the miracle of the decade.

Whether we like it or not, most of us could not get along without health insurance. For some of us in the insurance claim business our employers supply coverage, but they may charge us a bit for it out of our paychecks. For those of us who are self-employed or own our businesses, hopefully we have joined some group that provides coverage. Eventually we’ll all need it, even if the bills arrive after we are dead.

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