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New York’s former insurance superintendent, Eric Dinallo–now an NYU professor, and potential candidate for state attorney general–published an op-ed in yesterday’s New York Daily News in which he explains why individuals must be required to buy health insurance to reform the system. But he also suggests that a public option is required to make sure coverage is affordable for all. Frankly, I wonder whether he might think my call for a Health Insurance Assigned Risk Plan might do the trick?

In his article–”Everyone Into The Pool! It’s The Only Way Insurance Works” (go to http://bit.ly/4wfHwe to read the entire piece), Mr. Dinallo patiently explains why under any health care reform plan, if everyone is not required to buy coverage, we’ll end up with adverse selection–in which people will only sign up when they suspect they’re sick and will incur bills.

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