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Now that the public option is pretty much dead and buried, how in the world is President Barack Obama and Democrats in Congress going to get coverage for the 47 million or so without health insurance? Why not mandate that each state create an assigned risk plan?

Indeed, this idea could salvage President Obama’s dream of reforming health care in our lifetime, without destroying the private insurance market.

This isn’t a radical concept. We’ve already had assigned risk plans for property and casualty insurance coverges, such as auto and homeowners insurance.

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