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money-question.JPGWhose fault is it when properties are underinsured? The policyholder? The agent? The insurance carrier? That’s the question we posed to NU readers following last year’s California wildfires, for which many homeowners reportedly lacked adequate coverage to rebuild. NU’s ethics columnist, Peter R. Kensicki, compiled the responses (many of them from readers of my blog) and came up with the following trends.

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