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Wind-vs.-water.JPGWhat are the ethical implications of the controversial concurrent causation clause in property policies, which critics contend unfairly leaves those victimized by covered wind and uncovered flood losses potentially devoid of insurance, but which carriers say quite properly protects them against paying for uninsured damages? That’s the question our ethics columnist, Peter R. Kensicki, put to NU’s readers. Read on for highlights and insights on the passionate responses.

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