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NEW YORK–State regulation of the insurance business provides a more diverse, nimbler, less inept and less remote system of control than any federal system that could be developed, five former New York regulators, said at an industry conference last week.

They gave their viewpoints on a panel at the Downstate Insurance Associations Council’s 76th Annual Conference after moderator Albert J. Beer, professor of Insurance and Actuarial Science at The School of Risk Management, asked them to discuss the benefits of state regulation.

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