The Maryland Court of Appeals has upheld liability limits forcommercial auto policies where an employee is injured while apassenger in a vehicle driven by a fellow worker.

Maryland's highest court made its Nov. 14 decision in Wilson v.Nationwide Mutual Insurance Co., upholding an intermediateappellate court finding that an exclusion in a commercialautomobile liability policy limiting coverage for injuries causedby a fellow-employee is valid and enforceable.

According to court documents, on June 20, 2002, the plaintiff,Taylor F. Wilson, was a passenger in a company car driven by fellowemployee Daniel McFarland, who fell asleep and struck anothervehicle head-on.

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