Anyone who doubts how big a risk Long Island and New York Citymight face should a major hurricane hit the vulnerable region needonly examine the extensive damage done when the relatively mildErnesto hit this past weekend, notes NU Editor-In-Chief SamFriedman in his blog entry today at www.property-casualty.com.

And Ernesto was "just" a tropical storm, with winds topping outat 55 miles-per-hour. Imagine if it had been 100! Or 125!

Yet, why is it that after all this time, so many homeowners arestill in the dark about flood exposures? Are they in denial? Aretheir carriers and agents failing to keep them properly informed?What else can the government and industry do to alleviate thisproblem? Go to www.property-casualty.com to post your thoughts.

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