After reporting its first underwriting profit in decades in 2004, the property-casualty insurance industry’s combined ratio climbed back above 100 for 2005, according to preliminary totals compiled by Highline Data–a National Underwriter affiliate.

Initial, unconsolidated regulatory filings published online in Highline Data’s Insurance Analyst PRO database showed that the net industry combined ratio for 2005 was nearly 101, compared to 98 in 2004 and just over 100 in 2003. (Highline Data is owned by NU’s parent company, Highline Media.)

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