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Home insurance costs are expected to rise this year, The Zebra reports in its 2026 State of Insurance | Home Report.

In 2025, the average cost of a data breach in the United States reached a record high of $10.22 million.

Home insurance costs across states vary about as widely as home prices.

The median net worth across the United States ranges from $62,500 to nearly $700,000.

Liability losses have increased at a rate beyond general economic inflation.

The analysis underscores a growing affordability divide across the U.S.