The East Coast has been spoiled.

To those outside of the industry, there is a perception that insurance is dull and boring, but nothing could be further from the truth.

There is no perfect car. There are, however, perfect cars for certain situationsSUVs for rolling with friends, convertibles for sunny days, town cars for drivers to take you to meetings.

We can see the future of driving for drivers clearly but for insurers, the picture is a bit muddy.