The least expensive, yet most critical, thing to do is to develop a flood response plan.

Relatively low-cost solutions exist to reduce flood damages and associated claims

With demand high and customers becoming more educated on Environmental cover, expertise becomes increasingly valuable in a market that's keeping a watchful eye on claims.

Adolph Okine, a first-year Ph.D. actuarial science risk and insurance student, has developed an innovative model that uses data-based triggers to create index-based insurance options.