It's been a bit of an annus horribilis for The Hartford Insurance Group--between declining investment income, speculation about a selloff of its p&c unit, and the announcement of the retirement this December of longtime president and CEO Ramani Ayer.

Coverage includes all risk, loss of income, declarations supplement, true exlcusions and a rating structure.

The Dwelling Fire program now includes more discounts.

Proving workers' compensation claimant fraud in civil and criminal arenas is one of the toughest challenges within the claims community. Surveillance is a key fraud detection tactic.